Spring Grove Insurance provides coverage to the local community. Accidents can happen at any moment. We want to make sure that you have coverage in place to protect your assets. We work with our clients to help them find the right policies for their situation. We look forward to serving you with excellent customer service.
Common Situations When Umbrella Insurance Is Useful
Umbrella insurance offers a safety net when disaster strikes. While your traditional liability coverage protects you if an accident occurs, sometimes it’s not enough. Umbrella insurance covers you once you have reached your liability limit so that your assets will not be at risk. Here is a look at some common situations where umbrella insurance is necessary.
Pet Attacks
Perhaps you are taking your dog for a walk in the local Spring Grove IL Park. Suddenly, you lose control of the leash and your dog bites someone, causing an injury. If the injury is severe enough where they are unable to work, you may face legal action. Without the extra protection of umbrella insurance, you could lose your assets depending on the verdict.
Home Accessories
If you have accessories at your Spring Grove, IL home such as a swimming pool or trampoline, remember that there are high risks associated with using these items. Perhaps you invite a friend over to your home for a swim, and they slip and fall while they are getting out of the pool. They suffer a traumatic head injury, which you are held liable for. Umbrella insurance can protect you while you figure out your next move.
Spring Grove Insurance Can Help You Find The Right Policy
Visit our website to learn more information about umbrella insurance.
