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Spring Grove Insurance

2208 US-12
Spring Grove, IL 60081

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Flood Insurance

Flood Insurance in Illinois, Wisconsin

Name: Spring Grove Insurance
Address: 2208 US-12, Spring Grove, IL, 60081
Telephone: 815-675-2138

Many homeowners are confused about the need for flood insurance. Flood coverage offers exceptional protection against the risk of flooding due to heavy rainfall, rising rivers, or the release of dam water. If you live in a high-risk flood zone and you have a federally insured mortgage, you may be required to have this coverage. Even if you live outside a flood zone, you should seriously consider a flood policy. The following flood insurance facts from Spring Grove Insurance in Spring Grove, IL can help you make the right decision concerning flood coverage.

Illinois is Extremely Prone to Flooding

According to the Department of Natural Resources, over 90% of the disasters declared in Illinois are due to flooding. Even if you don't live in a flood zone, your Illinois home could be at risk for flooding. By purchasing flood insurance, you can take preventative measures to protect your property and belongings from the damage that floods can cause. Flood insurance can save you from financial ruin in the event of a major flood disaster.

Standard Home Insurance doesn't cover flooding

Standard homeowner's insurance doesn't cover flood damage. This leaves you unprotected to this disaster. You can, however, add flood coverage to your home insurance package by purchasing a flood policy. Flood insurance offers protection for your dwelling and contents to offset the damage of flood loss.

Flood Coverage is Affordable

If you live in a non-risk residential area, you can purchase flood coverage at reasonable costs. Taking into account the extensive damage that floods can cause, flood insurance is a worthy investment for protecting your property. Flood dwelling coverage protects your home structure for up to $250,000. Flood contents coverage protects your goods for up to $100,000. By assessing the value of your home and belongings, you can decide how much flood insurance coverage you need.

To learn more about flood coverage or to purchase a flood policy for your home, contact your Spring Grove Insurance agent in Spring Grove, IL today.

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Testimonials

Tom Cooper and his entire staff are not only friendly and welcoming, they are very knowledgeable as to the various insurance options available to us as homeowners. After thoroughly identifying what our needs were, Tom put together a comprehensive package that perfectly offered us the protection and peace of mind that we needed. We highly recommend going with Spring Grove Insurance.

- William N.

Nice to have an agent who works for me checking many insurance company's for the best deal for me. Much better than someone who works for an insurance company and they only offer what their company sells.

- Ken L.

Fast friendly service, finds competitive pricing for all insurance needs with excellent rated companies, and Tom is great to work with on getting the best deal and coverage.

- Craig K.

I have been with Tom Cooper and Spring Grove Insurance for about 5 years. They have always been attentive to my needs. When he finds a better auto rate, he is there to recommend. They were referred to me by a friend and I have been very satisfied.

- Dousglas H.

I strongly recommend Spring Cove Insurance Services, they have the best agents around that can help you find the best car, home and other insurances rates that meets your goal. They got me the best auto and homeowners insurance with a well known company and I am very happy with them.

-Harry G.

We have been with Spring Grove Insurance for many years and couldn’t be happier. The owners and staff work hard to be sure we are getting the best plan for our money. They are just so easy to work with ! I have no hesitation in recommending them to anyone looking for insurance.

- Ruth P.