Do you know the importance of making a home inventory? It’s beneficial to do this so that you have a record of the items for which you want insurance coverage. Talk about your insurance options with an agent from Spring Grove Insurance of the greater Spring Grove, IL area.
Capture Photos and Video
One of the best things you can do when creating a home inventory is to take photographs and get a video of the possessions you know you want on your policy. You can also make a regular list, but it’s good if you have the evidence in case something is stolen or damaged to the point it’s unrecognizable.
Go Through Each Room
When putting together this inventory, walk through each room of your house. Go through the closets, drawers, and takedown model names and serial numbers of the larger items, especially. This is also a good thing to do if you have a wine cellar and pay special attention to where you keep your collectible items.
Item Values
It’s important that you know the values of the items you have on your home inventory. Then you’ll stand a better chance of getting the right amount of coverage to meet your needs. If you keep receipts of your big-ticket items, you’ll want to include them in your documentation. Think of it in terms of the replacement cost and not the actual cash value.
When it’s time to get coverage for your personal property, consider a home inventory to make this process easier. It really will make a big difference. Contact us at Spring Grove Insurance of the Spring Grove, IL area for more information.
